Part of taking care of your financial wellness is preparing for when your carefully constructed plans stray off course. So we offer a number of services to help protect you when life decides to take a path you weren’t expecting.

Payment Protection

Payment Protection is available on all of our consumer loans and lines of credit. KECU offers two types of Payment Protection:

  • Credit Life Insurance is designed to pay off the insured balance on your loan in the event of your death.
  • Credit Disability Insurance is designed to pay your loan payments if you become ill or disabled and are unable to work.

These affordable plans protect your family’s financial security by protecting your credit rating and ensuring your loan will not end up in default in the event of your disability or death.

For more information call 1-800-252-2148.


Hospital Accident Protection Plan

HAPP helps to defray the high cost of hospitalization as the result of an accident. The plan provides cash benefits, paid directly to the members, for each day they are hospitalized. For more information call 1-800-252-2148.


Accidental Death & Dismemberment Insurance

KECU offers $1,000 AD&D at no cost to our members. This complimentary coverage is available to all eligible account holders age 18 or older. In addition to the $1,000 no cost offer, members are eligible to purchase from $10,000 to $300,000 of additional AD&D coverage at low group rates. For more information call 1-800-252-2148

Route 66

Most used vehicles come without any warranty at all. Our Route 66 extended warranty gives you peace of mind at a price anyone can afford. With Route 66, there is NO DEDUCTIBLE on covered parts and labor, it is transferable and adds value to your vehicle. Route 66 warranties even include a Rental Car Allowance. With 3 levels of protection to choose from, why wouldn’t you protect your investment?

Learn more by visiting

Related posts

Refresh Your Finances

Refresh Your Finances When high interest rates squeeze you wallet, squeeze back. Consolidate your debt with our 6-month 2.99% APR Balance Transfer...


Bill Pay

All your payments in one place. Quick Pay. Pay your bills anytime, anywhere. From your KECU Anywhere app to your desktop, pay bills on the fly or...

Youth Month

The Future is Yours Youth Month is happening at Kentucky Employees Credit Union! Do you want to know all the ways KECU can help you start...