SAVINGS/CLUB RATES*

Current Rates as of July 20, 2017

TERM
APR
APY
Regular Share/Savings
0.125
0.125
IRA Savings
0.125
0.125
Kids Club
0.125
0.125
Holiday Club
0.125
0.125
Vacation Club
0.125
0.125

Savings, Kids Club, Holiday Club and Vacation Club must provide and maintain minimum opening deposits and/or minimum daily balances in order to earn the APYs stated above, if so indicated.

SHARE/IRA CERTIFICATES

Current Rates as of October 18, 2017

TERM
APR
APY
6 month
0.50
0.50
12 month
0.90
0.90
18 month
1.00
1.00
24 month
1.20
1.20
36 month
1.39
1.40
48 month
1.69
1.70
60 month
1.99
2.00

The APY stated is based on the assumption that interest will remain on deposit until maturity; a withdrawal of interest will reduce earnings.

MONEY MARKET SAVINGS ACCOUNT

Current Rates as of July 20, 2017

MINIMUM BALANCE
APR
APY
$2,500 - $9,999
0.175
0.175
$10,000 - $24,999
0.225
0.225
$25,000 & greater
0.275
0.275

*Fees may reduce earnings on account(s). Penalties are levied for any early withdrawals on certificate(s) and club account(s). ** APY = Annual Percentage Yield *** APR = Annual Percentage Rate